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Overdraft

Reinvestment Partners' report "The Secrets of Overdraft: How Banks Are Making Billions on Our Small-Dollar Mistakes" uses new overdraft-specific call report data from the Federal Financial Institutions Examination Council and consumer complaints published

Advocacy & Research

The Secrets of Overdraft: How Banks Are Making Billions on Our Small-Dollar Mistakes uses new overdraft-specific call report data from the Federal Financial Institutions Examination Council and consumer complaints published by the CFPB. The data shows great variation in rates of overdraft fee revenue, relative for deposit holdings. These differences underscore the fact that bank policies influence how often consumers experience an overdraft.

Read the report below:

Fact Sheets:

Reports:

  • Equal Housing Opportunity
  • Bank of America
  • BB&T
  • Blue Cross and Blue Shield of North Carolina Foundation
  • The Burt's Bees Foundation
    The Burt's Bees Foundation
  • City of Durham EWD
  • First Horizon
  • NC Housing Coalition
  • NC Housing Finance Agency
  • Pinnacle Financial Partners
  • The Rockefeller Foundation
  • UNC - Chapel Hill
  • Wells Fargo
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